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Pakistan's agricultural sector contributes 23.3% to Pakistan's GDP. Being the largest sector yet still widely disregarded in terms of insurance, Adamjee Insurance took an initiative to introduce the concept of Crop Insurance.

Need for Crop Insurance
The time period from crop sowing to harvest is extremely crucial for the farmers. But the unforeseen climatic changes only add to their worries. The field of agriculture is always exposed to hazards of floods, droughts, rains, and hail storms. Most of the farmers in our country are small cultivators and their financial resources are less and inadequate. All unforeseen catastrophes bring disaster in their lives. AICL provides coverage to all farmers in these disasters.

Why Adamjee?
  • Farmer's assets are secured
  • Brings stability to farmer's income
  • Incase of crop damage, insurance company covers loan taken from bank
  • Farmers get financial aid for re-cropping
  • Gives a secured and peaceful life
Benefits and Coverage
The scheme shall cover the production loans provided by the Banks to the farmers. The cover provided under this policy is against unavoidable loss of crops or resulting directly from the following:
  • Flood
  • Drought
  • Excessive rain
  • Hailstorm
  • Frost
  • Locust attack
  • Disease and Insect attack
Premium Payment Method
Premium payment can be made through cash, cheque, pay order, demand draft, telex transfer to the concerned Adamjee Insurance branch.

Claim Reporting Process
To report a claim contact claims department via email / Fax / Letter or over the telephone as soon as possible.
  Toll Free : 0800-00-242
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