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Financial Lines insurance covers financial institutions against infidelity, professional indemnity and directors' and officers' liability.

Coverage

Bankers Blanket Bond (Main Cover)
The Banker's Blanket Bond is a "blanket cover" protecting financial institute in question against variety of different perils:
  • Infidelity of Employees: financial loss due to dishonest or fraudulent acts of employees.
  • On Premises: Loss of property resulting from theft, burglary etc
  • In Transit: Loss or damage to property whilst in transit anywhere in Pakistan in the custody of employees
  • Forged cheques
  • Counterfeited currency
  • Damage to office and contents arising from burglary, theft, hold-up and other criminal act
  • Securities et al
Salient Features
  • Easy to administer
  • Electronic & Computer Crime liability can be included in the cover if required
  • Claims made policy
Main Exclusions
  • Infidelity of directors, contractual employees / armed guards
  • Errors & omissions on part of employee(s)
  • Losses due to terrorism
  • Losses due to fire and allied perils
  • Areas of insurgency, hostilities, rebellion, insurrection, civil war, war (whether declared or undeclared) and / or warlike situations
Other Products Available
  • Plastic Card Insurance
  • Foreign Exchange Dealers Policy
  • Directors & Officers Liability
  • Safe Deposit Box / Lockers Insurance
  • Electronic & Computer Crime Insurance
Premium Payment Procedure
Premium payment mode and claim settlement process has to be decided mutually upon agreed terms.
 
 
 
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