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Liability insurance protects the insured in respect of legal liability to third parties for accidental bodily injury or death and for any loss of or damage to material property of third party arising from any accident happening during the period of insurance caused by the activities of the insured.

This insurance policy provides compensation in respect of legal liability by law to third party for:
  • Bodily injury and / or death
  • Property damage
Main Exclusions
  • Death or bodily injury to any person caused by explosion
  • Damage to property caused by fire
  • Employees and property of the insured
  • Liquidated damages (i.e. fines or penalties) and punitive damages
  • Terrorism
  • Radioactive contamination
  • Asbestos related diseases
  • Motor Liability
  • Any liability covered under professional liability would be excluded e.g.
  • Professional Liability
  • Aviation or Marine Liability
  • Aircraft Products Liability
  • Employer’s Liability
  • Contractual Liability
Other Products Available
  • Product liability
  • Comprehensive General Liability
  • Contractual liability
  • Employers Liability
  • Pollution or Contamination Liability
  • Professional Indemnity
  • Aviation and Airport Operators Legal Liability
  • Third party liability for tour operators
Premium Payment Procedure
Premium payment can be made through cash, cheque, pay order, demand draft, telex transfer to the Adamjee Insurance office.

Claim Reporting Process
  • To report a claim contact – Adamjee Insurance Company Limited via email / Fax / Letter or over the telephone as soon as possible.
* Valid Insurance Policy is the prerequisite in order to entertain the claim.
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