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Personal Insurance policy provides compensation for payment of specified capital benefits following accidental death, bodily injury, permanent total disablement, and permanent partial disablement, temporary total and temporary partial disablement caused by an accident.

This insurance provides benefits in respect of:
  • Death
  • Permanent Disablement
    • Permanent total loss of both eyes or two limbs
    • Permanent total loss of one eye and/or one limb
    • Permanent total loss of one eye or one limb
    • Permanent total loss of one finger or thumb or toe
  • Temporary total disablement
  • Temporary partial disablement Optional Benefits:
  • Medical expenses
  • Emergency medical transportation
  • Repatriation or local burial expense
Main Exclusions
  • Non accident related death or bodily injury
  • Intentional self-injury, suicide or attempted suicide whether felonious or not
  • War, invasion, act of foreign enemy, hostilities, civil war, rebellion, revolution, insurrection, strike, riot, civil commotion, military or usurped power
  • Certain sporting and leisure activities such as motorcycling, mountaineering, riding or driving in any kind of race speed
  • Insured engaging in flying or air travel other than as a fare paying passenger
  • Insured being under the influence of / affected by intoxication liquor, drugs, AIDS or insanity, child birth or pregnancy, abortion or miscarriage
Other Products Available
  • Personal Accident Insurance for the crew and passengers of the aircraft
  • Workmen’s Compensation Insurance
  • Employer’s Liability Insurance
  • Travel Insurance (Go Safe)
  • Travel Policy (For immigration purpose )
Premium Payment Procedure
Premium payment can be made through cash, cheque, pay order, demand draft, telex transfer to the Adamjee Insurance office.

Claim Reporting Process
  • To report a claim contact Casualty & Special Lines Division, Non-Marine Department – Adamjee Insurance Company Limited via email/Fax/Letter or over the telephone as soon as possible.
* Valid Insurance Policy is the prerequisite in order to entertain the claim.
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