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Personal Accident Insurance

Personal accident insurance, usually referred to as accident insurance, is a kind of insurance that offers financial security in the event of unintentional harm, disfigurement, or death. It is intended to assist you or your beneficiaries in coping with the financial effects of accidents.

Why choose Adamjee Insurance?


Best Coverage


Pakistan’s Largest Network


Simplified Journey

How to buy Personal Accident Insurance Online?

Step 1

step 1

Click here to submit your details and personal information.

Step 2

step 2

Get best quote

Step 3

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Make online payment and get your policy on email instantly.


Our Plans

Coverage Under the Plan Accidental Death Permanent Disablement Medical Expense Burial and Repatriation Expense
Occupation Detail to be provided
Period of Insurance 12 months from the date to be agreed
Geographical Limits Pakistan
Age Limit 18 to 65 Years
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Other Exclusions
  • Natural death, Nuclear, Chemical & Biological, Radioactive Contamination, War Risk.
  • Disability/Death arising from sickness, pre-existing conditions, mental, psychiatric and nervous disorders.
  • Direct or indirect result of Human Immune Deficiency Virus (HIV)
  • Alcohol, narcotic / drug unless taken as prescribed by a qualified registered medical practitioner.
  • Deliberate self exposure to unnecessary danger except in the attempt to save human life.
  • Enmity or personal, family or tribal feud or animosity of any kind
  • Pregnancy, miscarriage, childbirth or any malignant disease occurring in or in connection with the female reproductive organs.
  • Self inflicted injury, intoxication, insanity, fighting or unlawful / criminal act
  • SRCC, rebellion, revolution, insurrection, martial law, & usurpation of power.
  • Natural disaster/Act of God.
  • Communicable Diseases Endorsement
  • Temporary disablement
  • Terrorism
Jurisdiction This insurance is subject to Pakistani law, practice and jurisdiction.
  • Al other terms and conditions as per standard Adamjee Personal Accident Insurance Policy wording.
  • Kindly note that Cover will be effective upon your firm instructions and receipt of quoted premium in full.


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